Lyft provides $1,000,000 for 3rd-party auto liability, covering damage to another vehicle. They also provide uninsured/underinsured motorist bodily injury coverage, this applies if the motorist in a collision lacks coverage. Lastly, Lyft will provide contingent comprehensive & collision up to the actual cash value of the car. This amount is applied after a $2,500 deductible is paid and only if you already have personal comprehensive and collision coverage. As a lyft driver you are required to have personal auto insurance, and it may be smart to shop for a rideshare specific plan for enhanced coverage.